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Credit Card
What is a credit utilization fee?
When people talk about credit scores, the conversation usually revolves around “paying bills on time.” While payment history is undoubtedly…
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Stocks
Learn what defensive stocks are and how they work
Market volatility is an inevitable part of the investment journey. Whether it is driven by geopolitical shifts, fluctuating interest rates,…
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Behavioral Finance
Understand how people buy expensive and sell cheap
The golden rule of investing is deceptively simple: “Buy low, sell high.” If everyone followed this four-word philosophy, the world…
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Insurance
What does home insurance cover and what does it not cover?
Purchasing a home is likely the most significant investment you will ever make. To protect that investment, homeowners insurance is…
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Loans
How banks decide if you will be approved for a loan
For most people, clicking “submit” on a loan application feels like sending a message into a black hole. You wait,…
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Loans
Discover the best uses for a personal loan
Personal loans have become one of the most versatile tools in the modern financial toolkit. Unlike a mortgage, which must…
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Loans
Understand how fixed-rate and variable-rate loans work
When you set out to borrow money—whether for a new home, a car, a business venture, or to consolidate debt—you…
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Books
Top financial education books for freelancers and self-employed individuals
For the modern freelancer, independence is the ultimate reward. The ability to choose your clients, set your hours, and work…
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Books
Discover the best finance books for beginners
For the modern freelancer, independence is the ultimate reward. The ability to choose your clients, set your hours, and work…
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Financial
What schools don’t teach about money
For most of us, our formal education was filled with complex calculus, historical dates, and literary analysis. We learned how…
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