personal finance
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Insurance
Do you really need insurance?
In the world of personal finance, insurance is often viewed as a “grudge purchase.” It is a monthly or annual…
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Financial
How much money should you have saved?
“How much money should I have in the bank?” is perhaps the most common question in personal finance, yet the…
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Credit Card
What is a secured credit card and how does it work?
It’s one of the most frustrating paradoxes in personal finance: you can’t get credit until you have credit. If you’re…
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Investments
Stockbroker vs. Financial Advisor: What’s the Difference?
In the world of personal finance, the terms “stockbroker” and “financial advisor” are often used interchangeably. You hear them in…
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Insurance
How to Use Life Insurance as an Investment (and When Not to)
In the world of personal finance, you’ll often hear the mantra: “Life insurance is for protection, not investment.” For most…
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Behavioral Finance
How Loss Aversion Shapes Investor Decisions
Have you ever found a $20 bill on the street? It feels great. Now, have you ever lost a $20…
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Insurance
What is insurance and how does it work?
In the world of personal finance, we spend a lot of time talking about growth: growing our savings, our investments,…
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Insurance
Learn the differences between insurance, private pension plans and group buying
In the journey toward financial well-being, you’ll encounter a vast landscape of tools and strategies, each promising security and growth.…
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Credit Card
Store Credit Cards: Are They Worth It?
You’ve almost certainly been there. You’re at the checkout counter of your favorite department store, your arms full, and the…
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Financial
What is a credit limit and how is it defined?
Navigating the world of personal finance can often feel like learning a new language. Terms like “APR,” “credit utilization,” and…
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