Credit
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Loans
Learn how to get a loan with bad credit
Navigating the financial world with a less-than-perfect credit score can feel like walking through a door that is constantly being…
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Loans
Discover the hidden costs of a loan
When you’re looking for a loan, the first number you likely focus on is the interest rate. It’s the most…
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Loans
What happens if you don’t repay a loan?
Taking out a loan is often a solution to a financial need, but life is unpredictable. Job losses, medical emergencies,…
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Loans
What credit score do you need for a loan?
When you apply for a loan, you aren’t just asking for money; you are presenting your financial history for judgment.…
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Credit Card
How to cancel unauthorized credit card charges
There is a specific, sinking feeling that hits when you open your banking app and see a transaction you don’t…
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Credit Card
How to use a credit card without going into debt
Credit cards are one of the most polarizing tools in the world of personal finance. To some, they are a…
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Chase Sapphire Preferred vs Reserve: which is better?
The debate between the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® is a rite of passage for anyone…
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Behavioral Finance
Why do people spend where they don’t have it?
We have all been there. You open your banking app or a credit card statement at the end of the…
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Credit Card
What is a credit utilization fee?
When people talk about credit scores, the conversation usually revolves around “paying bills on time.” While payment history is undoubtedly…
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Loans
How banks decide if you will be approved for a loan
For most people, clicking “submit” on a loan application feels like sending a message into a black hole. You wait,…
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