Loans
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When is it worth taking out a loan and when is it not?
The word “debt” carries a heavy weight. For many Americans, it’s a source of stress, a four-letter word synonymous with…
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What you need to be approved for a loan (credit, income, documents)
Getting a loan can feel like a mystery. Whether you’re trying to buy a car, consolidate debt, fund a home…
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How much can you borrow with a personal loan?
It’s one of the most common questions in finance: “How much can I actually get with a personal loan?” You…
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Fixed-rate or variable-rate mortgage: which one suits you best?
Choosing a home is the biggest purchase you’ll ever make. But choosing how to pay for it—your mortgage—is the financial…
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Learn how to refinance your mortgage
For many homeowners, their mortgage is their largest and longest-lasting financial obligation. It’s easy to sign the papers at closing,…
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How to Qualify for a Personal Loan with Bad Credit
Navigating the financial world with a less-than-perfect credit score can feel like an uphill battle, especially when you need access…
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How Interest Rates Affect Loan Approvals and Payments
You’ve seen the headlines: “The Fed Raises Rates Again” or “Interest Rates Hit a New High.” It can feel like…
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Main mistakes to avoid when taking out a loan
Taking out a loan can be a powerful financial move. It can help you consolidate high-interest debt, finance a major…
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What is APR? Understanding Interest Rates on Personal Loans
When you’re shopping for a personal loan, you’re flooded with numbers. You’ll see an advertised “interest rate” right next to…
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