Loans
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How banks decide if you will be approved for a loan
For most people, clicking “submit” on a loan application feels like sending a message into a black hole. You wait,…
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Discover the best uses for a personal loan
Personal loans have become one of the most versatile tools in the modern financial toolkit. Unlike a mortgage, which must…
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Understand how fixed-rate and variable-rate loans work
When you set out to borrow money—whether for a new home, a car, a business venture, or to consolidate debt—you…
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Does a loan incur tax?
When you see a large sum of money hit your bank account after a loan approval, it can feel like…
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When is it worth taking out a loan and when is it not?
The word “debt” carries a heavy weight. For many Americans, it’s a source of stress, a four-letter word synonymous with…
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What you need to be approved for a loan (credit, income, documents)
Getting a loan can feel like a mystery. Whether you’re trying to buy a car, consolidate debt, fund a home…
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How much can you borrow with a personal loan?
It’s one of the most common questions in finance: “How much can I actually get with a personal loan?” You…
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Fixed-rate or variable-rate mortgage: which one suits you best?
Choosing a home is the biggest purchase you’ll ever make. But choosing how to pay for it—your mortgage—is the financial…
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Learn how to refinance your mortgage
For many homeowners, their mortgage is their largest and longest-lasting financial obligation. It’s easy to sign the papers at closing,…
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How to Qualify for a Personal Loan with Bad Credit
Navigating the financial world with a less-than-perfect credit score can feel like an uphill battle, especially when you need access…
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